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With reference to the safe use of Unified Payments Interface (UPI), consider the following statements:
1. The UPI PIN is needed only to authorise a payment from your account, and not to receive money.
2. Scanning a QR code sent by a stranger is a safe way of receiving a refund.
3. UPI was developed by the National Payments Corporation of India.
Which of the statements given above is/are correct?
- A1 and 2 only
- B1 and 3 only
- C2 and 3 only
- D1, 2 and 3
Correct answer: B